{
  "name": "AffiliateJob Network Reliability and Trust Index",
  "version": "2026-06-25",
  "metric": "Trust Layer Metric (TLM)",
  "formula": "TLM = 0.35*PaymentReliability + 0.15*PayoutSpeed + 0.20*DataTransparency + 0.15*PolicyStability + 0.15*FraudControls",
  "bands": {
    "Trusted": "80-100",
    "Stable": "60-79",
    "Volatile": "40-59",
    "High risk": "0-39"
  },
  "note": "Editorial composite based on documented payout terms, community payment-reliability reports, and published platform information. Not measured telemetry.",
  "networks": [
    {
      "slug": "impact",
      "name": "Impact",
      "trust_layer_metric": 89,
      "band": "Trusted",
      "payment_reliability": 88,
      "payout_speed": 80,
      "data_transparency": 95,
      "policy_stability": 85,
      "fraud_controls": 95,
      "payout_schedule": "weekly, biweekly, or monthly",
      "minimum_payout": "$10 to $50",
      "payment_methods": "bank transfer, PayPal"
    },
    {
      "slug": "partnerstack",
      "name": "PartnerStack",
      "trust_layer_metric": 84,
      "band": "Trusted",
      "payment_reliability": 84,
      "payout_speed": 78,
      "data_transparency": 88,
      "policy_stability": 82,
      "fraud_controls": 88,
      "payout_schedule": "monthly, 8th to 13th",
      "minimum_payout": "$25",
      "payment_methods": "PayPal, Stripe, ACH"
    },
    {
      "slug": "awin",
      "name": "Awin",
      "trust_layer_metric": 84,
      "band": "Trusted",
      "payment_reliability": 82,
      "payout_speed": 82,
      "data_transparency": 86,
      "policy_stability": 82,
      "fraud_controls": 88,
      "payout_schedule": "twice monthly, 1st and 15th",
      "minimum_payout": "$20",
      "payment_methods": "BACS, ACH, SEPA, wire"
    },
    {
      "slug": "maxbounty",
      "name": "MaxBounty",
      "trust_layer_metric": 84,
      "band": "Trusted",
      "payment_reliability": 84,
      "payout_speed": 88,
      "data_transparency": 82,
      "policy_stability": 84,
      "fraud_controls": 82,
      "payout_schedule": "weekly, net 15 first",
      "minimum_payout": "$100",
      "payment_methods": "Payoneer, Tipalti, PayPal, wire, ACH, check, Bitcoin"
    },
    {
      "slug": "clickbank",
      "name": "ClickBank",
      "trust_layer_metric": 83,
      "band": "Trusted",
      "payment_reliability": 86,
      "payout_speed": 82,
      "data_transparency": 82,
      "policy_stability": 84,
      "fraud_controls": 80,
      "payout_schedule": "weekly or biweekly",
      "minimum_payout": "$10",
      "payment_methods": "direct deposit, wire, check, Payoneer"
    },
    {
      "slug": "shareasale",
      "name": "ShareASale",
      "trust_layer_metric": 80,
      "band": "Trusted",
      "payment_reliability": 88,
      "payout_speed": 75,
      "data_transparency": 70,
      "policy_stability": 84,
      "fraud_controls": 75,
      "payout_schedule": "monthly, net 20",
      "minimum_payout": "$50",
      "payment_methods": "ACH, check, Payoneer, direct deposit"
    },
    {
      "slug": "creem",
      "name": "Creem",
      "trust_layer_metric": 79,
      "band": "Stable",
      "payment_reliability": 82,
      "payout_speed": 84,
      "data_transparency": 72,
      "policy_stability": 70,
      "fraud_controls": 85,
      "payout_schedule": "1st and 15th",
      "minimum_payout": "$50",
      "payment_methods": "bank transfer, USDC crypto"
    },
    {
      "slug": "jvzoo",
      "name": "JVZoo",
      "trust_layer_metric": 77,
      "band": "Stable",
      "payment_reliability": 78,
      "payout_speed": 82,
      "data_transparency": 76,
      "policy_stability": 80,
      "fraud_controls": 70,
      "payout_schedule": "instant to monthly",
      "minimum_payout": "$50",
      "payment_methods": "PayPal, Payoneer, Stripe, check, wire"
    },
    {
      "slug": "rakuten",
      "name": "Rakuten Advertising",
      "trust_layer_metric": 76,
      "band": "Stable",
      "payment_reliability": 80,
      "payout_speed": 55,
      "data_transparency": 78,
      "policy_stability": 76,
      "fraud_controls": 82,
      "payout_schedule": "monthly, net 60 to 90",
      "minimum_payout": "$50",
      "payment_methods": "direct deposit, check, PayPal"
    },
    {
      "slug": "admitad",
      "name": "Admitad",
      "trust_layer_metric": 76,
      "band": "Stable",
      "payment_reliability": 74,
      "payout_speed": 80,
      "data_transparency": 76,
      "policy_stability": 76,
      "fraud_controls": 78,
      "payout_schedule": "weekly",
      "minimum_payout": "$50",
      "payment_methods": "PayPal, bank transfer, Payoneer"
    },
    {
      "slug": "cj",
      "name": "CJ Affiliate",
      "trust_layer_metric": 75,
      "band": "Stable",
      "payment_reliability": 76,
      "payout_speed": 74,
      "data_transparency": 72,
      "policy_stability": 74,
      "fraud_controls": 80,
      "payout_schedule": "monthly, around the 20th",
      "minimum_payout": "$50 deposit, $100 check",
      "payment_methods": "direct deposit, check, Payoneer"
    },
    {
      "slug": "flexoffers",
      "name": "FlexOffers",
      "trust_layer_metric": 72,
      "band": "Stable",
      "payment_reliability": 72,
      "payout_speed": 60,
      "data_transparency": 74,
      "policy_stability": 74,
      "fraud_controls": 76,
      "payout_schedule": "net 60, or weekly for high earners",
      "minimum_payout": "$25, $1,000 for wire",
      "payment_methods": "direct deposit, check, PayPal, wire"
    },
    {
      "slug": "avangate",
      "name": "Avangate (2Checkout)",
      "trust_layer_metric": 69,
      "band": "Stable",
      "payment_reliability": 70,
      "payout_speed": 70,
      "data_transparency": 65,
      "policy_stability": 68,
      "fraud_controls": 70,
      "payout_schedule": "weekly, biweekly, or monthly",
      "minimum_payout": "$50 to $100",
      "payment_methods": "PayPal, wire, check"
    }
  ],
  "featured_programs": [
    {
      "slug": "freetts",
      "name": "FreeTTS",
      "trust_layer_metric": 92,
      "band": "Trusted",
      "payment_reliability": 91,
      "payout_speed": 88,
      "data_transparency": 96,
      "policy_stability": 90,
      "fraud_controls": 92,
      "network": "Creem",
      "type": "individual program",
      "note": "Scored on the same Trust Layer Metric as the networks. Settles payouts through Creem."
    },
    {
      "slug": "freecv",
      "name": "FreeCV",
      "trust_layer_metric": 91,
      "band": "Trusted",
      "payment_reliability": 90,
      "payout_speed": 88,
      "data_transparency": 95,
      "policy_stability": 88,
      "fraud_controls": 92,
      "network": "Creem",
      "type": "individual program",
      "note": "Scored on the same Trust Layer Metric as the networks. Settles payouts through Creem."
    }
  ]
}